We are officially entering what financial experts are calling The Great Wealth Transfer — a multigenerational shift expected to move trillions of dollars in assets over the next two decades.

But while more Americans than ever are planning to leave a financial legacy, fewer people expect to receive one.

The Numbers at a Glance

  • 31% of U.S. adults plan to leave an inheritance (up from 26% in 2024)
  • Only 20% expect to receive one (down from 25%)
  • 69% of millennials and 63% of Gen Z say inheritance is “critical”

Generational Pressure Is Growing

Older homeowners are spending more on life experiences, downsizing, and protecting their wealth. Younger generations are relying more on potential inheritance due to economic headwinds — from housing affordability to job insecurity and student debt.

Real Estate: A Legacy That Lasts

At Wardell & Holmes, we believe real estate is the most effective, tangible way to build and pass on wealth. From portfolio planning to equity preservation and tax-smart legacy transfers, we help families take control of their financial future.

Recent changes in the One Big, Beautiful Bill (OBBBA) have made estate planning more accessible — especially for families with modest or mid-sized portfolios.

Let’s Talk Estate Strategy & Real Estate Legacy

BROKER: Andrea WARDELL
Andrea@wardellholmes.com
Phone: 816-806-9492